Finally, there’s a money guide to help single women survive and thrive.
Single Women and Money is a highly readable guide that helps single women live a financially secure and successful life. It’s a book for the millions of unmarried women in America who must make ends meet on a single salary—which is typically less than what men earn.
Using stories of actual women, as well as data and experts’ insights, the book chronicles the financial issues of single women. It provides the tools needed to tackle their daily and longer-term needs and probes the issues specific to divorcees, widows, women who never married, and single mothers. Single women reveal their moving stories detailing how many have overcome obstacles. From there, the book provides a wide range of specific guidance on money issues targeted to singles. These include saving, spending wisely, managing with children, shedding debt, investing in line with your values, planning for retirement and long-term care, navigating Social Security, paying taxes, landing a job after age 55, protecting financial assets and leaving a legacy. Offering resources women can turn to in hard times, the authors also suggest ways society can, and should, assist single women.
Jill Gianola, a published author, teacher, speaker, and nationally known financial planner, has seen first-hand how women who are equipped with the know-how to make smart financial choices have changed their lives. Founder of Gianola Financial Planning, Gianola’s work has been recognized by such publications as Mutual Funds magazine, which named her one of the top 100 planners in the US, and Money magazine,which featured her advice in "Secrets of America's Top Advisors." Gianola is the author of The Young Couple’s Guide to Growing Rich Together. Gianola also wrote a regular column as the family finances expert for iVillage, a woman-focused website, and was the author of the “Your Money Questions Answered” column for AllYou. In addition to her work with her own clients, Gianola reaches a broader audience through the national financial press. She has been quoted regularly, including in the New York Times, Wall Street Journal, Kiplinger’s, and Barron’s, and she has appeared on personal finance segments on CNBC and CNN-fn. Gianola has taught personal finance courses at Ohio State University, Franklin University, and Columbus State Community College, and economics at Wittenberg University.
Margaret Price is an editor, author, and award-winning journalist. She has been an editor at Bloomberg Wealth Manager magazine, international editor at Crain Communications’ Pensions & Investments magazine and senior editor at Treasury & Risk Management magazine. She also has written for such prominent publications as Investor’[s Business Daily, New York Daily News, Newsday newspaper and the Christian Science Monitor. Price is a member and past president of the New York Financial Writers’ Association. She also is the author of the book, Emerging Stock Markets, A Complete Investment Guide to New Markets Around the World. Active in her community, she is co-chair of the Women & Families Committee of Community Board 8-Manhattan. She also is a 2021 recipient of a New York State Woman of Distinction award, presented by State Assembly Member Rebecca Seawright.
Chapter 1: Introduction
Chapter 2: Single Women: How the Money Issues Vary
Chapter 3: Age Matters
Chapter 4: Single Mothers
Chapter 5: Getting a Job—Especially After Age 55
Chapter 6: Debt—and How to Get Out of It
Chapter 7: Investing Smart
Chapter 8: The ESG Attraction
Chapter 9: Safeguarding Your Assets
Chapter 10: Taxing Matters
Chapter 11: Preparing for the Retirement You Want
Chapter 12: Maximizing Your Social Security Benefit
Chapter 13: Making Your Money Last
Chapter 14: Estate and Elder Planning
Chapter 15: Help in Hard Times
Chapter 16: How Society Can—and Should—Help
About the Authors
I found the book well-written and comprehensive. It will help single women understand and overcome the disadvantages they face.
Single Women and Money delivers clear, concise, hands-on information. It’s the breakthrough guide to financial security that America’s millions of single women can use.
Single women face enormous financial problems. This canny guide to personal finance, geared toward a large (66 million) share of the U.S. population, spells out smart strategies to surmount the obstacles. How to handle retirement planning, debt, taxes, single motherhood, landing a job after age 55—all these vital questions get answered, and well, by the intrepid team of Margaret Price and Jill Gianola.
Whether widowed, divorced, or never partnered, single women all too often face greater financial challenges than do single men and married couples. This book contains sound advice and valuable resources for women of all ages seeking financial security and peace of mind on their own.
Finally, a book that addresses single women’s financial challenges: among them, how to manage on one income, how to spend wisely at any age, how to invest confidently, and how to withdraw savings in retirement without going broke.
Single Women and Money is the highly engaging, must-read for women who are divorced, widowed, or who have never married. It's also a wake-up call to policy makers about the needs of women surviving on one income.
I liked finding resources inside the book for us to call when we need help…If you haven’t had the opportunity to read this new book[,] I hope you do… [E]ven men can benefit from the advice given inside this book.
As a financial planner who primarily helps women going through life's transitions, I found Single Women and Money by Margaret Price and Jill Gianola informative. This book would be beneficial to financial planners, women of all ages, and, frankly, anyone! It’s thorough, providing suggestions and solutions for women who have never married, but also for divorcees and widows. Nicely laid out, the book takes readers on an educational journey by explaining issues that need to be addressed to get women’s financial houses in order.
11/14/21, The Alain Guillot Podcast: Jill Gianola and Margaret Price were interviewed about the book.
Link: https://podcasts.apple.com/ca/podcast/jill-gianola-and-margaret-price-confronting-the/id1460025955?i=1000541713558Link: https://open.spotify.com/episode/1pD3eg8Mr0dLWLg0j1pdks
11/26/21, Authority Magazine: Jill Gianola offered tips on what to do to increase financial literacy.
12/2/21, Business Insider: Jill Gianola was interviewed and the book mentioned in an article about retirement plans.
12/11/21, CNBC: Jill Gianola and Margaret Price share tips on important financial steps women in their twenties should be making.
12/13/21, Tribune Content Agency: The Savings Game syndicated columnist Elliot Raphaelson featured the book, and says the book is a "great guide” and is " well-written and comprehensive. It will help single women understand and overcome the disadvantages they face.”
3/20/22, Feminine Roadmap Podcast: Margaret Price and Jill Gianola joined Gina Farrar to talk about the book and how single women can not only survive but thrive with their finances.
3/23/22, Bloomberg Tax: The authors offered tips on ways to save money when filling taxes.