Learn how to save and prepare for retirement no matter your age or your income.
12 Ways to Retire on Less offers a roadmap for anyone seeking financial security and peace of mind for their retirement years ahead, regardless of savings or income in the present moment.
In a time when fewer retirees have the kind of pension many of their parents had, those looking to retire can be especially vulnerable. But here, the author outlines those steps people can take to ensure their security and enjoy those activities they look forward to in the future. Offering case studies and actionable steps in the form of bullet points, questions and lists, the book focuses on the importance of planning and analyzing one’s total financial picture in the context of goals, hopes, and dreams.
Harriet Edleson is an expert on baby boomer retirement strategies. She has written the Retiring feature for The New York Times and the Where We Live feature for The Washington Post. A former staff writer/editor/producer for AARP and contributing writer for Kiplinger’s Retirement Report, she began her writing career at Gannett Westchester (NY) Newspapers and the Houston Chronicle. She lives in Bethesda, Maryland. Learn more at her website, Howtoretireonless.com.
Edleson helps map out a proactive, purpose filled and deliberate retirement. These steps help readers understand many of the details which are faced in retirement.Andrew J. Feldman, CFP, president, AJ Feldman Financial
This book provides wonderful suggestions about how to make the most out of retirement by ensuring that your dollars go as far as possible in terms of budgeting, finding fulfillment, and making choices about work, Social Security, housing, and travel. I learned quite a bit.
Harriet Edleson has written a concise guide for those who have not budgeted nor saved enough to continue their current lifestyle when they retire, or who do not have any retirement benefits other than some level of social security. Her book 12 Ways to Retire on Less, is a good primer for those who are not on track to be able to maintain their current lifestyle when they retire. She provides a guide to help the 40% of the population between 55 and 64 years of age who do not have retirement accounts. This book is an imperative for anyone who questions if they will have “enough” as well as those who may feel fairly comfortable, but would like to learn how they can retire on “less.” It is well written, straight forward and a compelling read.
1/8/21, MarketWatch/Dow Jones: Edleson posts an article “Selling your home in retirement? 6 ways to come out ahead” related to the book. Link: https://www.morningstar.com/news/marketwatch/20210108539/selling-your-home-in-retirement-6-ways-to-come-out-ahead
1/14/2021: The author wrote a piece explaining 6 ways you can come out on top if you sell your house when you retire.
2/27/2021: Author penned a piece discussing if someone should be buying a vacation home to retire to.