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The Retirement Maze

What You Should Know Before and After You Retire

Rob Pascale; Louis H. Primavera and Rip Roach

Millions of baby boomers are just beginning to retire, and in doing so many are likely to run into adjustment problems, such as loss of identity, deterioration of marriage and social life, and feelings of disconnectedness to the world. Studies have found that as many as 40% of retirees have difficulty adjusting, and even those who claim to enjoy retirement may experience some uneasiness as they adapt to a life lacking in structure and direction.

This book investigates the struggles faced by retirees in building a new life outside of the workforce. It provides an honest assessment of retirement, based on the not-always-acknowledged fact that it is a difficult transition with pitfalls and obstacles to be overcome.

But along with uncovering problems, the authors also propose solutions to enable both current and future retirees to be better prepared, allowing them to avoid being blind-sided by unexpected situations. By reading about the experiences of their peers, current and future retirees will come to understand that others share their difficulties adjusting, and that tactics are available to improve their comfort level in retirement as well as their overall well-being. Retirees and those planning for retirement will find in these pages what they need to make retirement successful and enjoyable.
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Rowman & Littlefield Publishers
Pages: 224Size: 6 3/8 x 9 1/4
978-1-4422-1618-1 • Hardback • April 2012 • $42.00 • (£27.95)
978-1-4422-1619-8 • Paperback • February 2014 • $19.95 • (£13.95)
978-1-4422-1620-4 • eBook • April 2012 • $18.95 • (£12.95)
Rob Pascale, PhD, founded Marketing Analysts, Inc, a quantitative market research company, in 1982. Dr. Pascale retired from full time responsibilities at MAi in 2005 at the age of 51. Throughout his 25-year tenure as president of MAi, Dr. Pascale was directly involved in over 5000 research studies for more than 50 of the largest corporations in the world, and has polled well over 2 million consumers.

Louis H. Primavera, PhD, is a New York State Licensed Psychologist trained in behavior and rational emotive behavior therapies, and maintained a private practice for more than twenty-five years specializing in marriage counseling. Dr. Primavera is currently the Dean of the School of Health Sciences at Touro College. Previously he was the Dean of the Derner Institute of Advanced Psychological Studies at Adelphi University, held the Department Chair and served as Associate Dean of the Graduate School of Arts and Sciences at St. John’s University, and has held full time faculty positions at Hofstra University, St. Francis College, and Molloy College. Primavera has published extensively in the social sciences, and his work has appeared in a number of prestigious professional journals in Psychology. He was a consultant to the Department of Psychiatry and Behavioral Sciences at Memorial Sloan Kettering Cancer Center and has held a number of other consulting positions in medicine, business, and education. He has been a member of a number of professional organizations and has served as President of the Academic Division of the New York State Psychological Association, and the New York City Metro Chapter of the American Statistical Association.

Rip Roach is senior partner and managing director at Marketing Analysts, Inc. He also serves as the lead technical consultant for the MAi staff and its clients.
Part 1: A Frame of Reference
Chapter 1. Motivations and Objectives
Chapter 2. Why We Can Retire
Chapter 3. Why We Run into Problems

Part 2: Pre-Retirement: What to Know Before You Go
Chapter 4. How We Decide
Chapter 5. Expectations and Pre-Conceptions
Chapter 6. The Devil’s in the Details

Part 3: Post-Retirement: Pitfalls and Ambushes
Chapter 7. Health and Wealth
Chapter 8. Retired and Working
Chapter 9. Taking Early Retirement
Chapter 10. Ladies, Gents, and Collar Colors
Chapter 11. How We Use Our Time
Chapter 12. Friends and Family
Chapter 13. Love and Marriage
Chapter 14. How We See Ourselves
Chapter 15. The Good and Bad in Each of Us
Chapter 16. Where to Go From Here

Appendix i Bibliography
Appendix ii About the Authors
There is great content here, provided at a time when millions of Americans will transition into a life without work. The nuggets and insights truly helpful to those planning to get out of the nine-to-five world are nested in lots of psychological and academic research. The retired founder of a market-research firm, Pascale teamed with a former coworker and a psychologist to study the ways and means behind the beginnings of a new life. Based on a substantial number of online and some in-person interviews, they found—no surprise!—that determinants of happily-ever-after work are gender, health, wealth, attitudes, motivation, and personality. Anecdotes (occasionally repeated) underscore the need to thoroughly plan, not just financially but also emotionally, for a purposeful next stage. Perhaps the most powerful chapter of all is the last, spelling out the five nonsequential steps to a great retirement: put back structure, purpose, and direction; get your finances in order; and keep searching and experimenting.

  • Text is based upon a national survey of 1900 adults and coordinated with findings from the social science literature.

  • Represents the most extensive examination of the subject, adding uniquely to the literature, or expanding on the findings of other social scientists.

  • While positive aspects of retirement are covered, our approach is in the direction of pointing out potential problems. The tone of the book is more cautionary, while other works take a more upbeat and “retirement is wonderful” perspective.

  • In addition to quantitative data, we provide anecdotes derived from personal interviews among retirees and those who are still in the workforce but of retirement age.

  • Combines an in-depth assessment of retirement, with advice for handling specific issues in a self-help format.