Lexington Books
Pages: 188
•
Trim: 6⅛ x 9
978-0-7391-8876-7 • Paperback • June 2014 • $51.99 • (£40.00)
978-0-7391-8877-4 • eBook • June 2014 • $46.50 • (£36.00)
Terry E. Rumker is a professor of finance and assistant director of the Institute for Contemporary Financial Studies in the Dauch College of Business and Economics at Ashland University.
Mark A. Nadler is A.L. Garber Family professor of economics and department chair of economics and finance in the Dauch School of Business and Economics at Ashland University.
Chapter 1 Introduction to Personal Finance
Chapter 2 Understanding the Personal Financial Investment Problem
Chapter 3 How to Calculate Present and Future Values
Chapter 4 Financial Goal Setting
Chapter 5 Tracking Spending
Chapter 6 Pre-Investment Steps
Chapter 7 Basic Types of Financial Assets
Chapter 8 The Basic Language of Investing
Chapter 9 Factors that Affect Financial Returns
Chapter 10 Stocks
Chapter 11 Bonds
Chapter 12 Mutual Funds
Chapter 13 Portfolio Design
Chapter 14 Three Example Investment Problems
Chapter 15 Survey of Retirement Savings Plans
Chapter 16 Action Plan
Chapter 17 College Choices and Federal Student Loans
Chapter 18 Reasons People Fail in the World of Investments
Chapter 19 How to Purchase Financial Assets
Chapter 20 Information Sources about Personal Finance
Chapter 21 Selecting a Financial Planner
Chapter 22 Life Stage Concerns
Chapter 23 Summary of Insights and Advice
Appendix 1 Future Value of Present Sums
Appendix 2 Future Value of Annuities
Appendix 3 Federal Student Loans
Appendix 4 Answers to Equations
Having Real World Personal Finance in your hands is like having a wealth-building coach at your side. In an approachable and conversational style, authors Mark A. Nadler and Terry Rumker walk readers through the vital processes of assessing current financial status and setting clear, motivating financial goals. In true coaching style, any and all excuses are challenged and constant encouragement is given to take strategic action today to build a solid financial future. Financial terms are demystified and crucial financial calculations are explained step-by-step with examples that come right out of daily life. Sage advice is given for developing skill in financial decision-making throughout life and avoiding costly financial errors, especially in the investment market. For those wanting to take charge of their financial future, Real World Personal Finance serves as a handbook for financial success.
— Deanna L. Sharpe, University of Missouri