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Financing a College Education

How It Works, How It's Changing

Jacqueline King

In Financing a College Education, 15 prominent policy analysts and higher education specialists describe how student costs at U.S. postsecondary institutions are met, why and how student aid policy and practice have changed over the last few years, and what enhancements to current programs would make the system more equitable. The book's first part describes the massive and unwieldy—but vitally important—system of federal, state, private, and institutional financial aid for students. The second part discusses controversial student aid issues that are currently high on the national agenda; in particular, the shift away from ensuring access and toward making college more affordable for students from middle-class families. « less more »
Rowman & Littlefield Publishers / Amer Council Ed Ac1 (Pre Acq)
Pages: 240Size: 6 x 9
978-1-57356-534-9 • Paperback • February 1999 • $55.00 • (£37.95)
JACQUELINE E. KING is director of federal policy analysis at the American Council on Education (ACE). ACE is the umbrella association for higher education, representing 1,800 two- and four-year colleges, research universities, and national and regional education associations. Prior to joining ACE, King was associate director for policy analysis at the College Board. She is the author or coauthor of numerous reports, articles, and book chapters on financing higher education, access to postsecondary education, and college admissions. In 1998 she was named as one of the 40 young leaders of the academy by Change magazine. King holds a Ph.D. in higher education from the University of Maryland, College Park.
5 Introduction by D. Bruce Johnstone
6 How Financing a College Education Works
7 How Do Students and Families Pay for College? by John B. Lee
8 College Costs: Who Pays and Why It Matters So by Gordon C. Winston
9 Need Analysis: How We Decide Who Gets What by Sandy Baum
10 The Student Aid Industry by Michael Mumper
11 The Changing Characteristics of Undergraduate Borrowers by Kenneth E. Redd
12 How Financing a College Education is Changing
13 The New Politics of Higher Education by A. Clayton Spencer
14 Merit-Based versus Need-Based Aid: The Continual Issues for Policymakers by Joseph D. Creech
15 Student Aid after Tax Reform: Risks and Opportunities by Thomas J. Kane
16 State Policy Response to the Taxpayer Relief Act of 1997 by Kristin D. Conklin
17 Crisis or Convenience: Why Are Students Borrowing More? by Jacqueline E. King
18 Financial Aid Is Not Enough: Improving the Odds for Minority and Low-Income Students by Lawrence E. Gladieux and Watson Scott Swail
19 Conclusion by Jacqueline E. King
..addresses the most perplexing policy issues concerning higher education finance, college access and affordability, and student financial aid in layman's language....a well-written monograph. Financing a College Education is an excellent resource for academics, policymakers, college leaders, and students of higher education. It is well written and accessible, yet provides detailed analyses that will be valuable for anyone who wishes to understand a very complex and rapidly changing topic that is critical to higher education today.
Community College Journal of Research and Practice